TERMS AND CONDITIONS POLICY

TERMS AND CONDITIONS POLICY

ANCORYTECH.ORG

1. INTRODUCTION

1.1 Welcome to Ancorytech.org (“we,” “us,” or “Ancorytech”). The following terms and conditions (the "Terms") govern the use of the Ancorytech website, its products, services, and any related content provided through or in connection with our platform.

1.2 Ancorytech specializes in leveraging the power of artificial intelligence to facilitate content creation and image generation. Through our platform, we aim to support creators, marketers, bloggers, and businesses in their digital endeavors.

1.3 Your access to, use of, and participation in the services provided by Ancorytech signifies your agreement to these Terms. If you do not agree with any provision of these Terms, you should not use the Ancorytech platform or avail of its services.

1.4 This Agreement sets forth legally binding terms for users of the platform. By accessing or using Ancorytech, you are accepting this Agreement and any modifications that may be made to it in the future. If you do not accept or agree with these Terms, you should cease using our services immediately.

2. USER REGISTRATION AND ACCOUNT

2.1 REGISTRATION: To access certain features or areas of Ancorytech, you may be required to register for an account. When registering, you agree to provide accurate, current, and complete information about yourself as requested by any registration forms.

2.2 ACCOUNT SECURITY: It is your responsibility to maintain the confidentiality of your password and account. Furthermore, you are responsible for any and all activities that occur under your account. Should there be any unauthorized use of your account or any other breach of security, you agree to notify Ancorytech immediately.

2.3 ELIGIBILITY: The Ancorytech platform is intended solely for users who are eighteen (18) years of age or older, and any registration, use, or access to the platform by anyone under 18 is unauthorized, unlicensed, and in violation of these Terms.

2.4 ACCOUNT TERMINATION: We reserve the right, at our sole discretion, to refuse service or terminate accounts for any reason without prior notice, including, without limitation, if Ancorytech believes that the user's conduct violates these Terms, applicable law, or is harmful to other users, Ancorytech, or third parties, or for any other reason.

2.5 RESPONSIBILITY FOR CONTENT: You are solely responsible for the content and information that you submit, publish, display, or link to on Ancorytech or transmit to other users. This includes ensuring that you have all necessary rights to such content and that you are not infringing or violating any third party's rights by posting it.

2.6 ACCOUNT LIMITATIONS: Without limiting any other remedies, Ancorytech may limit, suspend, terminate, modify, or delete accounts or access to Ancorytech services or portions thereof if you are, or Ancorytech suspects that you are, failing to comply with any of these Terms or for any actual or suspected illegal or improper use of the service, with or without notice to you.

3. PRODUCTS AND SERVICES

3.1 DESCRIPTION: Ancorytech provides a platform that specializes in artificial intelligencepowered content creation and image generation tools, including but not limited to the AI Content Writer and the Image Generator. These tools are designed to aid creators, marketers, bloggers, and businesses in the digital content creation process.

3.2 AI CONTENT WRITER: Ancorytech's AI Content Writer tool is engineered to craft content on a wide variety of topics, ranging from blog posts, product descriptions, research reports, to creative narratives. While we have meticulously honed our AI algorithms, users must exercise discretion and review all AI-generated content to ensure accuracy, appropriateness, and alignment with their specific needs.

3.3 IMAGE GENERATOR: The Image Generator tool provided by Ancorytech is designed to enable users to produce infographics, social media graphics, data visualizations, custom illustrations, and more. This tool seeks to offer a platform for users to express and create visuals effectively. While our Image Generator employs advanced algorithms, the final design and quality of images are subject to user inputs, preferences, and adjustments.

3.4 UPDATES AND MODIFICATIONS: Ancorytech continuously seeks to enhance its platform and may regularly update or modify its products and services. Such changes might be due to technological advancements, user feedback, or other business reasons. Users will be intimated of significant changes, especially if they alter the way services are delivered or their functionalities.

3.5 SERVICE AVAILABILITY: While Ancorytech strives to provide uninterrupted service, we cannot guarantee that our platform will always be available due to the inherent nature of online platforms, potential technical issues, or scheduled maintenance. We will, however, endeavor to notify users in advance of any scheduled downtimes.

3.6 THIRD-PARTY INTEGRATIONS: Ancorytech may, at times, integrate with third-party platforms or services to enhance user experience. While we carefully select our partners, we do not assume responsibility or liability for any content, products, or services provided by these thirdparty platforms. Users should review the terms and conditions of these third-party platforms before use.

4. ORDERING PROCESS

4.1 PLACING ORDERS: To avail of any products or services provided by Ancorytech, users must follow the stipulated ordering process. This may involve selecting the desired tool or service, providing necessary details or inputs, and confirming the order.

4.2 CONFIRMATION: Once an order is placed, users will receive an order confirmation via their registered email or through their account on the Ancorytech platform. This confirmation will detail the services or products requested, associated costs, and other relevant information.

4.3 ACCURACY OF INFORMATION: It is imperative that users provide accurate and up-to-date information when placing orders. Ancorytech will not be held responsible for any errors, omissions, or misrepresentations made by the user during the ordering process. Any discrepancies may lead to delays or potential cancellation of the order.

4.4 CHANGES AND CANCELLATIONS: If users wish to modify or cancel their order after confirmation, they should contact Ancorytech's customer service promptly. While we will make reasonable efforts to accommodate such requests, changes or cancellations may not always be possible, especially if the order has already been processed.

4.5 ORDER COMPLETION: The duration for order completion may vary based on the complexity of the request and the volume of orders at a given time. Ancorytech will aim to provide a tentative timeframe during the order confirmation, but this should be considered an estimate and not a guarantee.

4.6 REJECTION OF ORDERS: Ancorytech reserves the right, at its sole discretion, to decline any order without providing a specific reason. Some potential reasons might include technical errors, inaccuracies in pricing, or suspicions of fraudulent activity. In such cases, if payment has already been made by the user, a full refund will be processed.

5. PRICES AND PAYMENT

5.1 PRICING STRUCTURE: All prices for products and services offered by Ancorytech are listed on our platform. We endeavor to provide accurate and up-to-date pricing details, but errors may occasionally occur. If there's a discrepancy or mistake in the listed price when an order is placed, we will notify the user and offer options to proceed with the order at the correct price or cancel the order.

5.2 CHANGES IN PRICING: Prices for Ancorytech's services and products are subject to change without prior notice. However, such changes will not affect orders that have already been confirmed, unless due to an inadvertent error in the listed price, as described in 5.1.

5.3 PAYMENT METHODS: Ancorytech accepts multiple payment methods, including, but not limited to, credit cards, debit cards, and online payment platforms. We use third-party payment processors to securely handle payment information. Users are encouraged to familiarize themselves with the terms and conditions of these third-party payment processors.

5.4 PAYMENT AUTHORIZATION: By providing payment information, users authorize Ancorytech and our third-party payment processors to charge the stipulated amount for the ordered products or services. It is the user's responsibility to ensure that they have sufficient funds or credit available to cover the transaction.

5.5 INVOICES AND RECEIPTS: After successfully completing a transaction, users will receive an electronic invoice or receipt detailing the purchased services or products, the total amount charged, and other pertinent transaction information. It's advisable to retain these documents for future reference or financial record-keeping.

5.6 REFUNDS AND CREDITS: In certain situations where services or products don't meet the user's expectations due to reasons attributable to Ancorytech, we may, at our discretion, offer refunds or credits for future purchases. The exact process and conditions for such refunds or credits will be delineated in the "Returns and Refunds" section of this policy.

5.7 TAXES: Prices listed on Ancorytech may or may not include applicable taxes, based on jurisdictional requirements. It's the user's responsibility to be aware of and handle any taxes, duties, or levies related to their purchases, unless explicitly stated otherwise by Ancorytech.

6. SHIPPING AND DELIVERY

6.1 DIGITAL DELIVERY: Given the nature of Ancorytech's services, most products, such as generated content and images, are delivered electronically. Users will receive access to their purchased digital products or services through the Ancorytech platform, via email, or through other electronic means as specified during the ordering process.

6.2 DELIVERY TIMEFRAME: While Ancorytech endeavors to provide instant or near-instant access to its digital products, there might be occasional delays due to high server traffic, maintenance activities, or other technical factors. Users will be provided with an estimated delivery timeframe, but these estimates are subject to change based on the aforementioned variables.

6.3 ACCESS AND STORAGE: Once delivered, it's the user's responsibility to download, store, or otherwise preserve their purchased digital products. Ancorytech may store user-generated content or images for a specified period, but we do not guarantee indefinite storage. Users are encouraged to backup any vital data or content independently.

6.4 ISSUES WITH DELIVERY: Should users encounter problems accessing or downloading their purchased digital products, they should contact Ancorytech's customer support promptly. We will make reasonable efforts to resolve the issue and ensure the user receives their product.

6.5 THIRD-PARTY PLATFORMS: In scenarios where Ancorytech's services are accessed, purchased, or delivered through third-party platforms or marketplaces, the delivery terms and conditions of those platforms will also apply. Users should familiarize themselves with these thirdparty terms to ensure a smooth delivery process.

6.6 SERVICE CONTINUITY: For subscription-based services or products, users will receive continuous access for the duration of their subscription period. It's essential to ensure timely payments to avoid any interruptions in service access.

7. RETURNS AND REFUNDS

7.1 DIGITAL PRODUCT NATURE: Due to the digital nature of the products and services provided by Ancorytech, returns in the traditional sense are not applicable. However, we recognize that there may be situations where users are not satisfied with the product or service received.

7.2 REQUEST FOR REFUNDS: If a user believes that the digital product or service provided by Ancorytech did not meet their expectations or encountered technical issues preventing proper usage, they may request a refund. Such requests should be submitted to Ancorytech's customer support within seven (7) days of the product or service delivery.

7.3 CONDITIONS FOR REFUNDS: Refund requests will be evaluated on a case-by-case basis. To be considered for a refund, users must provide detailed reasons for their dissatisfaction, along with any supporting evidence, such as screenshots or error messages. Merely disliking the content or images generated does not guarantee a refund, especially if the service functioned as described.

7.4 REFUND PROCESSING: If a refund is approved, Ancorytech will process it using the original payment method within fourteen (14) business days. The time it takes for the refunded amount to reflect in a user's account may vary based on the payment method and the financial institution involved.

7.5 NO DOUBLE REFUNDS: Users may not seek a refund for a single order or transaction from both Ancorytech and through a third-party payment provider or financial institution. Such behavior is considered fraudulent, and Ancorytech will take necessary actions, including legal remedies, against users found engaging in such practices.

7.6 FINALITY OF REFUNDS: Once a refund is processed and issued, it is considered final, and users cannot request additional refunds or compensations for the same order

8. INTELLECTUAL PROPERTY RIGHTS

8.1 OWNERSHIP: All intellectual property rights, including but not limited to trademarks, trade names, patents, copyrights, and other proprietary rights related to Ancorytech, its platform, tools, algorithms, user interface, and any content (excluding user-generated content) are the exclusive property of Ancorytech or its licensors.

8.2 USE OF INTELLECTUAL PROPERTY: Users may not reproduce, distribute, display, sell, lease, transmit, create derivative works from, or otherwise exploit Ancorytech's intellectual property without our express written consent.

8.3 CONTENT GENERATED BY USERS: While using Ancorytech's platform, users may generate content or visuals. The intellectual property rights for such user-generated content remain with the user. However, by utilizing our services, users grant Ancorytech a non-exclusive, royaltyfree, worldwide, perpetual license to use, reproduce, distribute, and display such content for the purpose of providing, improving, and promoting our services.

8.4 NOTICES OF INFRINGEMENT: If any user or entity believes that their intellectual property rights have been infringed upon by content or materials on Ancorytech's platform, they should promptly notify us with detailed information, including evidence of ownership and specifics of the alleged infringement. Ancorytech will investigate such claims and take appropriate actions, which may include removing the allegedly infringing content.

8.5 INDEMNITY FOR INFRINGEMENT CLAIMS: Users agree to indemnify, defend, and hold harmless Ancorytech, its officers, directors, employees, agents, and third parties from any losses, costs, liabilities, and expenses (including reasonable attorney's fees) relating to or arising out of claims of intellectual property infringement related to the user-generated content.

8.6 TECHNOLOGY AND SOFTWARE: Any software, algorithms, or technology provided or made available by Ancorytech is protected by intellectual property laws and international treaties. Users are granted a limited, non-transferable, non-sublicensable license to use such technology solely for the purpose of accessing and using Ancorytech's services.

9. PRIVACY AND DATA PROTECTION

9.1 COMMITMENT TO PRIVACY: At Ancorytech, we prioritize the privacy and protection of our users' data. We are dedicated to handling personal information with care, integrity, and in compliance with prevailing data protection laws and regulations in the United States.

9.2 COLLECTION OF INFORMATION: Ancorytech may collect various types of information, including but not limited to, user registration details, payment information, usage data, feedback, and content generated by users. The specifics of data collection are transparently disclosed in our Privacy Policy, which users should review for a more in-depth understanding.

9.3 USE OF COLLECTED DATA: The primary purpose of collecting data is to facilitate a smooth user experience, process transactions, improve our platform, and provide tailor-made services. Ancorytech does not sell, lease, or share personal user data with third parties for marketing purposes without explicit user consent.

9.4 SECURITY MEASURES: We employ advanced security measures and technologies to protect user data from unauthorized access, loss, alteration, or destruction. Despite our efforts, no online platform is entirely immune from potential security breaches. In the unlikely event of a security breach, affected users will be notified promptly as mandated by law.

9.5 COOKIES AND TRACKERS: Ancorytech may use cookies, beacons, and similar tracking technologies to enhance user experience, analyze platform usage, and for advertising purposes. Users can manage their cookie preferences through their browser settings, though doing so might affect certain functionalities of our platform.

9.6 THIRD-PARTY SERVICES: Our platform may integrate or offer services from third parties. Users are encouraged to review the privacy policies of these third-party providers as Ancorytech is not responsible for the data practices of external entities.

9.7 USER RIGHTS: Depending on jurisdictional regulations, users may have specific rights concerning their personal data, such as access, rectification, portability, and deletion. Requests regarding these rights should be directed to Ancorytech's data protection officer or designated contact point. 9.8 DATA RETENTION: Ancorytech retains user data only for as long as necessary to fulfill the purposes for which it was collected, or as required by law. After this period, personal data is either deleted or anonymized for statistical purposes.

10. DISPUTE RESOLUTION

10.1 INITIAL RESOLUTION ATTEMPT: Should disputes arise between users and Ancorytech, both parties are encouraged to seek an amicable resolution by directly communicating with each other. Ancorytech's customer support can be contacted for assistance and to facilitate the dispute resolution process.

10.2 BINDING ARBITRATION: If a dispute cannot be resolved through direct communication, both parties agree to resolve any claim, dispute, or controversy through binding arbitration administered by a recognized arbitration institution, following the rules of that institution. Such arbitration will be held in a location mutually agreed upon by both parties, or, failing agreement, as determined by the arbitration institution.

10.3 CLASS ACTION WAIVER: Both users and Ancorytech agree that any proceedings to resolve disputes will be conducted on an individual basis and not as a class, consolidated, or representative action. Neither party is permitted to bring a claim as a class representative or class member on behalf of others.

10.4 GOVERNING LAW: These Terms and Conditions, and any dispute arising from or relating to them, will be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.

10.5 TIME LIMITATION: Users agree to initiate any dispute proceedings within one (1) year after the dispute arises. Any claim not filed within this time frame is permanently barred.

10.6 INJUNCTIVE RELIEF: Notwithstanding the aforementioned dispute resolution processes, Ancorytech reserves the right to seek injunctive or other equitable relief in a court of competent jurisdiction to prevent any breach or threatened breach of these Terms and Conditions or infringement of intellectual property rights.

11. TERMINATION OF ACCOUNTS OR SERVICES

11.1 RIGHT TO TERMINATE: Ancorytech reserves the right, in its sole discretion, to suspend, terminate, or restrict access to any account or the use of services provided on the platform without prior notice. Such actions may be taken due to, but not limited to, violations of these Terms and Conditions, illegal activities, fraudulent behavior, misuse of services, non-payment of fees, or any actions that may harm other users or Ancorytech's reputation.

11.2 USER REQUESTED TERMINATION: Users may request to terminate their account with Ancorytech at any time. Upon receipt of a termination request, Ancorytech will take steps to deactivate the user's account and delete personal information in accordance with our Privacy and Data Protection policies, subject to data retention requirements under the law or for legitimate business purposes.

11.3 EFFECT OF TERMINATION: Upon termination, whether by Ancorytech or at the user's request:

11.3.1 All rights and privileges associated with the user's account will cease immediately.

11.3.2 Any unpaid balances or charges must be settled by the user.

11.3.3 Ancorytech is under no obligation to retain or provide copies of any content, data, or information related to the terminated account, except as required by law.

11.4 NO REFUNDS: Termination, irrespective of the reasons, will not entitle the user to any refunds for payments made prior to the termination, unless specifically agreed upon in writing by Ancorytech.

11.5 SURVIVAL: All provisions of these Terms and Conditions which by their nature should survive termination, including, without limitation, intellectual property rights, disclaimers, indemnities, and limitations of liability, will remain in effect even after an account's termination.

12. ELECTRONIC COMMUNICATIONS

12.1 CONSENT TO ELECTRONIC COMMUNICATION: By using Ancorytech's services or providing personal information to us, users consent to receiving communications from us electronically. This includes, but is not limited to, emails, notifications, and other electronic messages. Users agree that all communications provided electronically satisfy any legal requirement that such communications be in writing.

12.2 ELECTRONIC CONTRACTING: Any affirmations, agreements, or commitments made on our platform, including purchasing a service or product, signify the user's intent and agreement to be bound by such electronic communications as if they were in writing and signed by both parties.

12.3 SYSTEM REQUIREMENTS: To access and retain electronic records and communications from Ancorytech, users will require certain hardware and software, which are their sole responsibility. This includes an active email address, a device with internet access, and sufficient storage or printing capabilities.

12.4 OPTING OUT: While electronic communications are integral to the platform's functionality, users can choose to opt out of certain non-essential communications. However, Ancorytech will still send essential communications, such as transaction receipts, account verification, and other necessary notifications. Opting out can be done through the platform's settings or by contacting Ancorytech's support.

12.5 RETENTION OF COMMUNICATIONS: Ancorytech may retain copies of all electronic communications for a period as mandated by applicable laws and for internal record-keeping purposes.

13. LICENSE AND SITE ACCESS

13.1 GRANT OF LICENSE: Subject to the terms and conditions herein, Ancorytech grants users a limited, non-exclusive, non-transferable, and revocable license to access and make personal, non- commercial use of the services and content available on the website. This license does not allow for any resale or commercial use of the site's services, its contents, or any derivative use of the platform and its content.

13.2 PROHIBITIONS: Users are expressly prohibited from:

13.2.1 Downloading (other than the page caching) or modifying the website or any portion of it, except with the express written consent of Ancorytech.

13.2.2 Any unauthorized use of data mining, robots, or similar data gathering and extraction tools.

13.2.3 Reproducing, duplicating, copying, selling, reselling, or otherwise exploiting the site or its content for any commercial purpose without express written consent from Ancorytech.

13.2.4 Using framing techniques to enclose any logo, trademark, or other proprietary information of Ancorytech without our express written consent.

13.3 PROPRIETARY RIGHTS: All content included on this platform, such as text, graphics, logos, button icons, images, and software, is the property of Ancorytech or its content suppliers and is protected by the United States and international copyright, trademark, and other intellectual property laws. The compilation of all content on this site is the exclusive property of Ancorytech and is also protected by U.S. and international copyright laws.

13.4 TERMINATION OF LICENSE: Ancorytech reserves the right to terminate the license granted herein, at its sole discretion, should any user breach the terms and conditions stipulated in this agreement. Upon such termination, the user must immediately cease all access and use of the website and its services.

14. REVIEWS, COMMENTS, COMMUNICATIONS, AND OTHER CONTENT

14.1 USER SUBMISSIONS: Ancorytech welcomes user feedback, comments, reviews, and other submissions on its products and services. When users submit content, they grant Ancorytech a nonexclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media.

14.2 ACCURACY OF INFORMATION: Users represent and warrant that they own or control all rights to the content they post; that the content is accurate; that use of the content supplied does not violate this policy and will not cause injury to any person or entity; and that they will indemnify Ancorytech for all claims resulting from the content they supply.

14.3 PROHIBITED CONTENT: Users may not post or transmit any message, data, image, or program with the intent to threaten the safety of others and/or with material that is unlawful, harassing, libelous, defamatory, discriminatory, obscene, false, contrary to public policy, or is otherwise objectionable, as determined by Ancorytech at its sole discretion.

14.4 MONITORING OF CONTENT: Ancorytech retains the right, but not the obligation, to monitor and edit or remove any activity or content that it deems in its sole discretion to be harmful to users, Ancorytech, or the rights of any third party, or to violate any applicable law. This includes the right to determine the appropriateness of any user submissions and to remove or refuse to post any submission without prior notice and at Ancorytech's sole discretion.

14.5 NO COMPENSATION FOR SUBMISSIONS: Unless explicit arrangements are made prior to submission, no compensation will be paid with respect to the use of any user submissions. Ancorytech is under no obligation to post or use any submission provided by users and may remove any submission at any time at Ancorytech's sole discretion.

14.6 THIRD-PARTY CONTENT: Users understand that by using Ancorytech, they may be exposed to third-party content that is offensive, indecent, or objectionable, and they hereby waive any legal or equitable rights or remedies they may have against Ancorytech with respect thereto.

14.7 RESPECT FOR THIRD PARTY RIGHTS: Users must not post or distribute content that infringes on the intellectual property rights, privacy rights, publicity rights, or other rights of any third party. Users should be cautious when sharing personal information in reviews or comments, as this content is publicly accessible.

14.8 USER LIABILITY: Users acknowledge and agree that they are solely responsible for any content or information they post, and that Ancorytech is merely acting as a passive conduit for such distribution. Ancorytech will not be liable for any mistakes, defamation, slander, libel, omissions, falsehoods, obscenity, pornography, or profanity users may encounter.

14.9 RELIANCE ON REVIEWS: Users acknowledge that reviews and comments expressed by users on the platform are those of their respective authors and not of Ancorytech. Ancorytech does not endorse or assume responsibility for any such reviews, opinions, comments, or recommendations.

14.10 FEEDBACK AND SUGGESTIONS: Any feedback, comments, or suggestions users provide regarding Ancorytech shall be entirely voluntary. Ancorytech shall be free to use such feedback, comments, or suggestions as it sees fit and without any obligation to users.

15. DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY

15.1 GENERAL DISCLAIMER: THE ANCORYTECH WEBSITE AND ALL INFORMATION, CONTENT, MATERIALS, PRODUCTS, AND SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE THROUGH THIS WEBSITE ARE PROVIDED BY ANCORYTECH ON AN "AS IS" AND "AS AVAILABLE" BASIS, UNLESS OTHERWISE SPECIFIED IN WRITING. ANCORYTECH MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, CONCERNING THE OPERATION OF THIS WEBSITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED OR OTHERWISE AVAILABLE THROUGH THIS WEBSITE, UNLESS OTHERWISE SPECIFIED IN WRITING.

15.2 IMPLIED WARRANTIES: TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, ANCORYTECH DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. ANCORYTECH DOES NOT WARRANT THAT THIS WEBSITE, ITS SERVERS, OR EMAIL SENT FROM ANCORYTECH ARE FREE FROM VIRUSES OR OTHER HARMFUL COMPONENTS.

15.3 LIMITATION OF LIABILITY: ANCORYTECH SHALL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS WEBSITE OR FROM ANY INFORMATION, CONTENT, MATERIALS, PRODUCTS, OR SERVICES MADE AVAILABLE TO YOU THROUGH ANCORYTECH, INCLUDING, BUT NOT LIMITED TO, DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES, UNLESS OTHERWISE SPECIFIED IN WRITING.

15.4 USER RESPONSIBILITY: The user acknowledges and agrees that their use of the Ancorytech website, its services, and any content or materials therein is at their sole risk. It remains the responsibility of the user to ensure that any products, services, or information available through this website meet their specific requirements.

15.5 STATE LAW CONSIDERATIONS: Certain state laws do not allow limitations on implied warranties or the exclusion or limitation of certain damages. If these laws apply to a user, some or all of the above disclaimers, exclusions, or limitations may not apply to said user, and they may possess additional rights.

16. CHANGES TO TERMS AND CONDITIONS

16.1 RIGHT TO MODIFY: Ancorytech reserves the right to make changes to these Terms and Conditions at any time. When changes are made, Ancorytech will provide notice on the website and update the "last modified" date at the bottom of the Terms and Conditions.

16.2 USER RESPONSIBILITY: It is the responsibility of the user to regularly review these Terms and Conditions to stay informed about any changes. Continued use of the Ancorytech website after any such changes constitutes the user's consent to such changes.

16.3 SPECIFIC NOTIFICATIONS: While Ancorytech endeavors to notify users of any significant changes to these Terms and Conditions, it is the user's responsibility to review these terms periodically. Users are bound by any changes to the Terms and Conditions when they use the website after such changes have been posted.

16.4 HISTORICAL TERMS: Upon request, Ancorytech will provide users with access to previous versions of these Terms and Conditions for their review and reference. However, the most current version of the Terms and Conditions posted on the website supersedes all previous versions.

17. MISCELLANEOUS

17.1 GOVERNING LAW: These Terms and Conditions and any separate agreements whereby Ancorytech provides users services shall be governed by and construed in accordance with the laws of the United States and the state in which Ancorytech's principal office is located, without regard to its conflict of law principles.

17.2 SEVERABILITY: If any provision of these Terms and Conditions is deemed unlawful, void, or unenforceable for any reason, then that provision shall be deemed severable from these Terms and Conditions and shall not affect the validity and enforceability of any remaining provisions.

17.3 ASSIGNMENT: Ancorytech may assign its rights and obligations under these Terms and Conditions to any party at any time without notice to users. Users may not transfer or assign their rights and obligations under these Terms and Conditions without Ancorytech's prior written consent.

17.4 WAIVER: No waiver by Ancorytech of any term or condition set forth in these Terms and Conditions shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of Ancorytech to assert a right or provision under these Terms and Conditions shall not constitute a waiver of such right or provision.

17.5 ENTIRE AGREEMENT: Unless otherwise specified herein, these Terms and Conditions, together with the Privacy Policy and any other legal notices published by Ancorytech on the website, constitute the entire agreement between the user and Ancorytech concerning the use of the website and supersede all previous written or oral agreements between the user and Ancorytech.

17.6 HEADINGS: The section titles and headings in these Terms and Conditions are for convenience only and have no legal or contractual effect. They are not to be interpreted as an exhaustive list of all terms and conditions herein.

17.7 FORCE MAJEURE: Ancorytech shall not be held responsible or liable for any failure to perform or delay in performance of its obligations hereunder if such failure or delay is due to causes beyond its reasonable control, including but not limited to acts of God, war, strikes, embargoes, national emergencies, terrorism, natural disasters, or other such uncontrollable events.

17.8 INDEPENDENT CONTRACTORS: Nothing in these Terms and Conditions shall be construed to create any partnership, joint venture, employer-employee, or agency relationship between the user and Ancorytech. Both parties are independent contractors and neither party has authority to bind the other in any respect.

17.9 NOTICES: All notices or other communications required or permitted to be given under these Terms and Conditions shall be in writing and shall be deemed given when delivered personally, sent by certified or registered mail, postage prepaid, or delivered by overnight courier to the respective parties at the addresses specified by Ancorytech for itself on the website and by the user upon registration, or such other address as either party may specify by notice to the other.

17.10 SURVIVAL: All sections of these Terms and Conditions which, by their nature, should survive termination will survive termination, including, without limitation, the sections on intellectual property rights, disclaimer of warranties, limitation of liability, and miscellaneous provisions.

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